Terms and condions

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If any of the lenders, which approves your loan, Please before you accept its terms, make sure that you understand the contents of the contract that you sign (or sign electronically). Make sure that you are able to repay the loan. Nonpayment within the time limit will incur additional costs and unpleasantness, which certainly would definitely prefer to avoid. Please also note that delays in any repayment of the loan (or rat) can prevent or significantly impede obtaining a loan in the future.
Please read carefully Terms and conditions below:

users

You are wholly responsible for the use of the Website by any person using your computer. You must ensure that any such person complies with these Terms.
The Website is currently intended for those who access it from within the UK, who are 18 and over. Because of this we cannot guarantee that www.SzybkaPozyczkaGotowkowa or the information thereon complies with or is appropriate for use in other places.
www.SzybkaPozyczkaGotowkowa.co.uk promote by affiliate program financial service and product for UK residents over 18 years of age. You must be ensure that the details provided by you on registration or at any time are correct and complete with truth. You must inform lender immediately of any changes to the information that you provided when registering by updating your personal details to your lender.
You will not knowingly transmit any virus or other harmful matter to the Websites. You may not use any device, software or routine to interfere or attempt to interfere with the proper working of the Website nor may you attempt to decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up the Website or any part of it.

No offer

Neither the information, design nor any opinion contained in our Website constitutes an offer to sell or solicitation or an offer to buy any financial instruments or any advice or recommendation with respect to such financial instruments.

Third party Websites

Messages or info sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception, loss or possible alteration. We are not responsible for any message lost, intercepted or altered by third parties. We will not be liable to you or anyone else for any damages or otherwise in connections with any message sent by you to us or any message sent by us to you over the Internet.
The Website makes use of cookies. Cookies are files that identify your computer to our servers. Cookies in themselves do not identify the individual users, just the computer used. Many sites do this whenever a user visits their site in order to track traffic flows. Cookies themselves is only record those areas of the site that have been visited by the computer and for how long. You may prevents the use of cookies by configuring your website browser accordingly. Please note that this may hinder some of the Website functionality.

Cookies and how to remove them

The way we tracki information about people who visit our site is by using cookies. This info includes your IP address, operate system and browser type, in order for us to learn aggregate information. This is never used to identify any individual. Also allows us to present you with a consistent experience with our web, and also to use web analytic tools to be able views how our site are used in order to improve them.

Cookies are small pieces of data created when you visit our web and are stored in the cookies directory on your laptop or computer. They do not give us any access to your computer and can't be used to identify an individual user. They're used by many websites.
If you wish prefer not to use cookies, you are able to opt out of it by changing your browser settings. This will take a few simple steps.

Please go to "Tools" on your internet browser. On some browsers, this may be an icon of a spanner or gears.

Then go to "Options", "Preferences" or "Settings", depending on the browser you are using in your computer.

The cookies setting will be either in "Privacy", "Advanced" or "Under the hood", depends on your browser.

Then you will be able to select your settings as required.

Trademarks and copyright

All copyright, trademarks and all other intellectual property rights in the www.SzybkaPozyczkaGotowkowa.co.uk and its content (including without limitation the pages screens, information and materials) included in the Website and all software and source codes connected with the Website is owned by FD.
Our logos and all brands with design are reserved.
You may imprint, copy, download or temporarily store extracts from our Website for your personal information or when you use those products and services. You may not republish, retransmit, redistribute or otherwise make such information or pages be able to any other party or available on any website, on-line service or bulletin board of your own or of any other party or make the same available in hard copy as also on any other media without our express prior written consent.

About APR

The rules as well as regulations that govern financial payday loans companies state that they must to be show you the Annual Percentage Rate (APR).

APRs are calculated based on paying a fixed amount of interest annually. This rate is more intended for use with mortgages and credit cards and does not suit term loans.

If you borrowed £100 and paid back £25 every month for a year it would be very expensive.

However, payday loans are taken for a maximum term of 31 days, and so APRs are not the best way to measure how competitive lender rates are.

We would prefer to focus on the amount you pay back in total rather than on APR.

1737% APR Representative

Representative Example: The representative APR is 1734%, so if you borrow £100 over 30 days at a rate of 1734% you will repay £125.

Borrow £300 for 30 days, Amount payable - £375, Interest - £75, Interest rate (pa) - 1737% APR (variable).
Be aware that you are under no obligation by completing the application form.

Penalties relating to late or Non-Payment

If you are late making your loan payments, or if payments are missed altogether, you may be subject to loan fees and penalties that could increase the overall cost of your loan. You can avoid penalties like these, it's best to make payments on or before the days that they are due.

When making loan payments, please take in consideration that non-business days and bank holidays that may delay the processing of your payment.

Your lender should provide all the details regarding payment dates at the time you take your loan out. In these dates and commitments will form part of your loans agreement. If you cannot find yourself in a position where you are unable to make a payment or are going to be late, Please make sure to get in touch with your lender and see what solutions they can give you in these circumstances.

If you pay your payday loan after the date it's due, you will incur an additional finance charge, as stated in your lending agreement by your or any lender.

What are your eligibility criteria?

The lenders should varying criteria but all lenders require applicants to be over 18 and in work either in an employed or self employed capacity.

Why do you need this information?

All responsible lenders are required to check that you are who you say you are. That you are in full time employment and can be able to repay the loan. That it is your real account that funds are deposited into.

Do you use credit scoring or credit reference agencies?

Some lenders but not all use do credit score applications and use Credit Reference Agencies. If a lender chooses to reject your application we will try and send your application to a lender who does not use these forms to give you the very best chance of gaining an approved loan application.

I have bad credit history - can I still apply?

Absolutely, our lenders are not basing our decision to lend to you over the long term (12months or more) therefore they can be interested in your present circumstances. A lot of our lenders specialise in lending to people who have had bad credits in past.

I don't have a debit card - can I still apply?

Not always is necessary to have a debit card attached to your bank account, you can ask lenders for more details.

How do I apply?

Complete our quick and easy online form from lender. They take care of the rest.

When will I get my funds?

If you apply before 3pm Monday to Friday lenders in most of the cases will deposit funds into your account the same day. Applications made after 3pm can means that lenders will deposit funds in next working day. If you need funds in your account on a Monday then simply apply over the weekend and lender will take care of the rest.

How will I get my funds?

They will be paid directly into your bank account.

How do I pay back my loan?

Lenders can accept various payment methods but typically it's either by debit card or taken as a direct debit.

What if I have problems paying?

Lenders understand that people's circumstances can change. If this is the case, you must let your lender know as soon as possible and they will do their best to help where they can. The most important things to note are:

Don't borrow money you don't think you can pay back
Talk to your lender if you run into difficulties repaying your loan

www.szybkapozyczkagotowkowa.co.uk is not a direct lender and doesn't apply any finance charges for our service. Any fees applied to your loan agreement and conditions are determined by the individual loan agreement with your lender.

We take our responsibilities as Affiliated company very seriously, and if you wish to exercise any of issue or if you have any queries, questions or comments please contact us at info@szybkapozyczkagotowkowa.co.uk